Consumer Bankruptcy and Credit in the Wake of the 2005 Act

Douglas G. Baird

Harry A. Bigelow Distinguished Service Professor of Law
University of Chicago Law School
douglas_baird@law.uchicago.edu

Professor Baird is the Harry A. Bigelow Distinguished Service Professor of Law at the University of Chicago. He joined the faculty in 1980 and served as Dean from 1994-1999. He has been a visiting professor at Stanford, Harvard, and Yale and is currently a director of the American College of Bankruptcy. He served as Vice Chair of the National Bankruptcy Conference from 1997-2004.

Jean Braucher

Roger Henderson Professor of Law
University of Arizona, James E. Rogers College of Law
braucher@law.arizona.edu

Professor Braucher is the Roger Henderson Professor of Law at the University of Arizona James E. Rogers College of Law, teaching contracts, bankruptcy and commercial law. She is chair-elect of the AALS Section on Contracts, serves on the board of editors for the American Bankruptcy Institute Law Review and is the immediate past president of the Arizona Civil Liberties Union. She has written and presented extensively on bankruptcy and commercial law.

Melissa Jacoby

Associate Professor of Law
University of North Carolina School of Law
mjacoby@email.unc.edu

Professor Jacoby is an Associate Professor of Law at the University of North Carolina. Her research interests include all aspects of business and personal bankruptcy and medical-related financial distress. She is a member of the American Law Institute, secretary of the National Bankruptcy Conference, chair-elect of the AALS Section on Financial Institutions and Consumer Financial Services, and a consultant to the Advisory Committee on Bankruptcy Rules of the Judicial Conference of the United States. She clerked for the Honorable Robert E. Ginsberg, U.S. Bankruptcy Court for the Northern District of Illinois, and Honorable Marjorie O. Rendell, U.S. Court of Appeals for the Third Circuit.

Robert M. Lawless

Gordon & Silver, Ltd., Professor of Law
University of Nevada, Las Vegas, William S. Boyd School of Law
rlawless@unlv.nevada.edu

Professor Lawless is the Gordon & Silver, Ltd. Professor of Law at
the William S. Boyd School of Law of the University of Nevada, Las
Vegas. He has written extensively in the fields of bankruptcy and
corporate law, has taught at Missouri and has been a visiting
professor at Illinois, Ohio State and Washington University – St. Louis. He practiced law with the Washington, D.C. firm of Zuckert, Scoutt & Rasenberger and clerked for the Honorable Harlington Wood, Jr., of the U.S. Court of Appeals for the Seventh District.

Ronald Mann

The Ben H. & Kitty King Powell Chair in Business & Commercial Law
The University of Texas Law School
Rmann@law.utexas.edu

Professor Mann is the Ben H. & Kitty King Powell Chair in Business & Commercial Law at the University of Texas Law School, focusing on commercial law and electronic commerce. He founded and co-directs the Texas Center for Law, Business and Economics and is a member of the American Law Institute, recently serving as the reporter for the amendments to Articles 3 and 4 of the Uniform Commercial Code. He has also taught at Michigan and Washington University-St. Louis and has been a visiting professor at Harvard and visiting scholar at the Institute for Monetary and Economic Studies at the Bank of Japan. He clerked for Judge Joseph T. Sneed on the Ninth Circuit of the U.S. Court of Appeals and Justice Lewis F. Powell, Jr. of the U.S. Supreme Court, also working in private practice and for the Justice Department as an Assistant for the Solicitor General of the United States. Mann's book on the global credit card industry (Charging Ahead: The Growth and Regulation of Payment Card Markets Around the World) will be published by Cambridge University Press in the spring of 2006.

Bruce A. Markell

United States Bankruptcy Judge
District of Nevada
Senior Fellow in Bankruptcy and Commercial Law
University of Nevada, Las Vegas, William S. Boyd School of Law
Bruce_Markell@nvb.uscourts.gov

Judge Markell is the newest Bankruptcy Judge for the District of Nevada, being sworn in July, 2004 and is a Senior Fellow in Bankruptcy and Commercial Law at the William S. Boyd School of Law of the University of Nevada, Las Vegas, where he served as the Doris S. and Theodore B. Lee Professor of Law prior to taking the bench, teaching contracts, commercial law, securitization and bankruptcy. He also taught at Indiana and was a visiting professor at Harvard. He was Of Counsel to Stutman, Treister & Glatt, P.C. in Los Angeles and Ancel & Dunlap in Indianapolis, is a conferee of the National Bankruptcy Conference, a member of the American Law Institute and the International Insolvency Institute and a fellow of the American College of Bankruptcy.

John Pottow

Assistant Professor of Law
University of Michigan Law School
pottow@umich.edu

Professor Pottow is an Assistant Professor at the University of
Michigan Law School, focusing on bankruptcy and commercial law with particular research interests in international bankruptcy. He has written on transnational insolvency theories and procedures and presented papers on the topic in the United States, Canada, and Australia. He clerked for judges in two countries, the Ret. Hon. Beverley McLachlin of the Supreme Court of Canada, and the Hon. Guido Calabresi of the U.S. Court of Appeals for the Second Circuit. He is a licensed attorney in Massachusetts and a barrister and solicitor in Ontario. Prior to joining the Michigan faculty, he practiced privately with a number of firms, including Weil, Gotshal and Manges in New York and Hill & Barlow of Boston, focusing his practice on debtor representation in complex Chapter 11 bankruptcies and financial restructurings.

Iain Ramsay

Professor of Law
Osgoode Hall Law School
York University
Toronto, Canada
Iramsay@osgoode.yorku.ca

Professor Ramsay is Professor of Law at Osgoode Hall Law School, York University in Toronto, Canada where he has taught since 1986. An internationally recognized scholar in consumer law and consumer bankruptcy, Ramsay was elected President of the International Association of Consumer Law in 2003 and has acted as a consultant to the United Kingdom Insolvency Service and the Canadian Office of the Superintendent of Bankruptcy. He was a member of the Canadian Federal Task Force on Personal Insolvency and is a member of the American Law Institute.

Eugene Wedoff

United States Bankruptcy Judge
Northern District of Illinois
Eugene_Wedoff@ilnb.uscourts.gov

Judge Wedoff is the Chief Bankruptcy Judge for the Northern District of Illinois, in Chicago. He has been serving as a bankruptcy judge in that district for 18 years and is presently presiding over the bankruptcy of United Air Lines and its related entities. A former partner and Executive Committee member at Chicago’s Jenner & Block, Judge Wedoff became co-chair of the Consumer Bankruptcy Committee of the American Bankruptcy Institute in 1997, preparing analyses of bankruptcy reform legislation presented in Congress and testifying before the House Subcommittee on Commercial and Administrative Law. Judge Wedoff was a member of the Advisory Committee on Bankruptcy Rules of the Judicial Conference of the United States that drafted the means test forms for BAPCPA and drafted the model Chapter 13 plan currently used by the Northern District of Illinois.

Michelle White

Professor of Economics
University of California, San Diego, and
Research Associate, NBER (National Bureau of Economic Research)
miwhite@ucsd.edu

Professor White is a Professor of Economics at the University of California, San Diego and a research associate at the National Bureau of Economic Research. She is associate editor of the Journal of Economic Perspectives and an editorial board member of the American Law and Economics Review. Her research interests include the economic effects of corporate and personal bankruptcy law. She has served on the advisory panel of the Law and Social Sciences Program of the National Science Foundation and as a board member of the American Law and Economics Association and the Social Science Research Council.

William Whitford

Professor Emeritus
University of Wisconsin Law School
whitford@mailplus.wisc.edu

Professor Whitford is Professor Emeritus at the University of Wisconsin Law School. He has been a member of the Wisconsin law faculty for 40 years. Over this period, consumer protection issues have been a staple of his scholarship and teaching, and he has authored numerous articles on consumer bankruptcy. He will be discussing the legislative process leading up to the adoption of BAPCPA.

Jacob Ziegel

Professor of Law Emeritus
Faculty of Law
University of Toronto
Toronto, Canada
j.ziegel@utoronto.ca

Professor Ziegel is Professor of Law Emeritus at the University of Toronto School of Law in Toronto, Canada. Raised and educated in England, he is a member of the English and Ontario bars, teaching at the University of Saskatchewan, McGill University, Osgoode Hall Law School and Toronto until his retirement in 1993. He serves as Editor In Chief of the Canadian Business Law Journal and convenor of the Annual Workshop of Commercial and Consumer Law at Toronto. His primary interests are in commercial, consumer, and insolvency law, both international and domestic, with secondary interests in business organization law and the judicial administration of justice.